Interest free financing-Spencer Furniture is offering 3 yrs. NO GIMMICKS.

Interest free financing presents us with an opportunity to borrow money for free while investing with the possibility of greater gain. On the other hand, using cash for purchases can save us money immediately by increasing the likelihood of a discounted purchase.
Is one superior to the other? Let’s take a closer look…

Interest free financing

One of the first purchases I made after joining the ranks of working professionals was a killer sectional sofa. Why a couch first? Several reasons:

• My dad always kept our house furnished with the most terribly uncomfortable couches in the history of mankind, and I vowed to be different.
• I had a brand new apartment furnished with little more than a few comfy pillows and a TV.
• Chicks dig cool couches… right?

I figured that I needed the couch, and was motivated by an offer of 0% financing for two full years at a local furniture store. I jumped at their offer of free money and, despite being new to the world of promotional credit financing, I successfully paid the couch off before the interest free period ended. I thus avoided any interest.
Although I avoided paying interest I could have better leveraged the deal by following a few simple rules before rushing into the purchase.
Here are some considerations before borrowing interest free:

• Don’t borrow more than you could pay cash for. Using the interest free financing as a free ticket to spend will get you into trouble fast, so make sure you only spend what you could afford to pay in cash. If you have no cash saved consider saving before you buy. Having the cash saved acts as a hedge against job/income loss.
• Be organized and knowledgeable. Become intimately familiar with the terms of your purchase and pay careful attention to the details of the “interest free” period. Know how long you have before interest kicks in, and whether or not you will be charged interest on the entire purchase amount after the promotional period ends – regardless of amounts owed. Deferred billing programs can be tricky, and knowledge is your friend.

Lane Furniture's Story...read on..pretty sweet..

World leader in home entertainment furniture! Lane appreciates your business. Please contact our customer service department at service@lanefurniture.com if you have questions or if we can be of further service to you. Thank you!
Company Overview
It was March 1912, and a man named John Lane had purchased a box plant in Altavista, Virginia. His son Ed Lane, twenty-one at the time and with little manufacturing experience, was encouraged by his father to try his hand at starting a chest factory in the newly acquired plant. Since the Lanes didn't know how successful their new venture was going to be, they didn't want to put their name on it, s...o they incorporated the little company as the Standard Red Cedar Chest Company, with John Lane as President and Ed Lane as Vice President and General Manager. From cedar chests, Lane expanded to occasional tables in 1951, casegoods in 1956, and accent pieces in 1965.
In 1972, Lane bought a small reclining chair company in Tupelo, Mississippi named Action Industries. Action Industries was founded in 1970 by Bo Bland and Mickey Holliman. Action sustained tremendous growth through gains in market share and product diversification over the next 20 years becoming a major force in the upholstered furniture industry. Today, the wood and upholstered divisions have become Lane Home Furnishings. Lane Furniture Industries is owned by Furniture Brands International which also owns other well known brand name companies... Broyhill, Thomasville, Drexel Heritage and Maitland Smith.

FREE LAYAWAY

Spencer Furniture (Spencer, MA)

Free one year Layaway plan available


Spencer Furniture Inc. offers a convenient, free layaway plan for one year. A 30% deposit is required on all special orders. 20% deposit on in stock items. An equal monthly payment would be required each month for one year from the date of purchase in order to keep your layaway plan active. Upon payment in full of your layaway plan a delivery can then be scheduled. If you are not ready for delivery after one year a small warehouse storage fee will be applied. Stop in or ask today about our Free Layaway Plan.

THE AMISH PEOPLE-SIMPLY MADE IN THE USA

 

Spencer Furniture carries an Amish company who offer s an impeccable style and quality like no other. Have to stop in our Primitive Country Shoppe to see for yourself.

The Amish of Lancaster County PA are families, farmers and craftsmen who grace our small towns and farmlands by following a deeply religious, family-centered lifestyle through a simple way of life that foregos "outside world" luxuries. Yet the Amish have adapted in many necessary ways throughout the last 300 years, while remaining separated from the world. On the surface, the Amish lifestyle might appear to be staid and inflexible. However, it reflects a way of life that is based on a literal interpretation of the Bible, as well as unwritten rules from the Amish Ordnung that prescribes behavior, appearance and other aspects of the Amish culture.

Summer Sweets...

	Wanted to share:

Raspberry Napoleons

Ingredients:
* 1 can (8 oz) refrigerated crescent dinner rolls
* 1/3 cup chocolate pudding
* 2 cups fresh raspberries
* Whipped cream and chocolate curls

Directions:
* Separate dough into 8 triangles. Cut each triangle in half into 2 triangles. Place on ungreased cookie sheet. Bake at 375°F 8 to 10 minutes or until golden brown. Remove to cooling rack. Cool completely.
* Spread half of the pudding over eight triangles; top with half of the raspberries. Repeat layers. Garnish with whipped cream and chocolate curls.

Yield: 8 servings.

~~Raspberry Napoleons Provided by Pillsbury® Crescents~~

1 Serving: Calories 160 (Calories from Fat 70); Total Fat 8g (Saturated Fat 3.5g); Cholesterol 0mg; Sodium 260mg; Potassium 75mg; Total Carbohydrate 20g (Dietary Fiber 2g) % Daily Value: Vitamin A 0%; Vitamin C 6%; Iron 4%; Vitamin D 0%

MASS TAX FREE HOLIDAY AUG 13 and 14th. 2011

Tax-free weekend returns to Massachusetts Aug. 13-14, 2011. During the two-day period, all purchases made in the Commonwealth totaling less than $2,500each will not be subject to state tax, which could mean **********significant savings. ********* +
Here at Spencer Furniture we will be matching the tax savings on everything in the store, including clearance and over stock items. We offer a 40 sq. ft. showroom + Primitive Country gift shoppe. Stop in now and save!!